Blog - Bloom Lending, LLC

Sep 08, 2026

Oil Prices, Bond Yields, and the Rate You Were Quoted

Mortgage rates reached a 2026 high after Middle East supply risk lifted oil and bond yields. Here is the chain that moved them, and what it changes for you.

Sep 05, 2026

Mortgage Rates Rise to 6.71%: What It Means for Buyers

Freddie Mac’s 30-year mortgage average reached 6.71% on September 3. Here is what higher rates mean for buying, loan choices, and refinancing.

Aug 31, 2026

Ignite Buyer Frenzy: Price Your Home Right from Day One

Learn how pricing your home right from day one captures maximum buyer momentum and avoids the stale listing trap.

Aug 24, 2026

Mortgage Market Trends and Rates

Current mortgage market trends and rates, including the impact of government policies and economic factors on the industry.

Aug 24, 2026

Why August-to-Winter Is the Ultimate Buyer Negotiation Window

Discover why August through winter may give prepared 2026 homebuyers more inventory, less competition and greater negotiating power on price, repairs and incentives.

Aug 17, 2026

Current State of the Housing Market

The housing market is complex, with factors like mortgage rates and inventory influencing home sales and buyer-seller dynamics. Stay informed about the latest trends and developmen

Aug 17, 2026

What Is Mortgage Escrow?

Discover what mortgage escrow is and how it protects your funds and documents during a home purchase. Learn key tips for buyers to ensure a smooth closing process.

Aug 10, 2026

Mortgage Market Update

The recent jobs report has sent mixed signals to the mortgage market, potentially leading to a decrease in mortgage rates. Stay informed and navigate the complexities of the mortga

Aug 10, 2026

Should I Buy a House Now or Wait?

Learn why 2026 may offer smart opportunities for homebuyers despite current mortgage rates, and why personal readiness often matters more than trying to perfectly time the market.