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Answer a few quick questions, No Hassle, No Obligation
Purchase a Home
Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
Explore buyingRefinance your Home
We're committed to helping you refinance with the lowest rates and fees in the industry today. Getting started is quick and easy.
Explore refinancingApply Today
Our secure application is a few quick questions that takes about 7-10 minutes to complete and is required for a “Pre-Approval”. Get started today!
Apply nowIt's time for YOU to BLOOM!
At Bloom, we love what we do because we believe in the power of homeownership. Every day, we are inspired by the dreams and aspirations of our clients. Helping you find the perfect mortgage solution is not just our job—it's our passion. Whether you're a first-time homebuyer, self-employed, or looking to invest, we have the expertise and resources to help you achieve your homeownership goals. We are dedicated to making the journey to your new home as smooth and enjoyable as possible. Discover how we can help you secure the ideal mortgage solution with low mortgage rates, today!
Mortgage Payment Calculator
Calculate how much your monthly mortgage payment could be.
Monthly payment estimate
Estimated monthly payment
These figures are hypothetical results and are for educational purposes only. This is not a loan estimate, rate quote, or commitment to lend.
* Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.
Tools to Help You Get Started
Mortgage Calculators
Our mortgage calculators help you hone in on the loan options that are best for you. Calculate your mortgage payments, affordability, and more.
Open calculatorsLoan Programs
Explore various loan program options to find the right fit for you and your family. We support everything from fixed rate to adjustable-rate mortgages.
View loan programsStep by Step Guide
Learn about the Loan Process end to end. We have made it our mission to help you at every step of the way, so you get the best loan option available to you.
See the loan processBuild wealth
What's Your Home Worth!
Build More Wealth with YOUR HOME
Contact Us
4365 E Pecos Rd, Ste 112
Gilbert, AZ 85295
Phone: (480) 535-8796
[email protected]

Google + Trustpilot reviews
Five-star experiences, in their own words.
Short excerpts from customer reviews published on Google and Trustpilot. Individual experiences vary.
I had a tremendously positive experience buying my first home with Bloom Lending. They offered the professional advice I needed...
Buying our dream home was so stressful, but because we had James at Bloom fighting for us and being our advocate, he got us our home.
James at Bloom Lending is a wealth of knowledge and he goes above and beyond. He explained all my options...
Matt Hicks was extremely helpful and on the ball — highly recommend!
Extremely professional, I’ve used Bloom Lending for new loans and refinancing. Their team are experts in their field...
Mr. Hicks at Bloom exemplifies true professionalism. With his expertise, I successfully navigated challenges in both personal and business finances.
Honestly the best costumer service. So polite. So thorough throughout the whole process. Would definitely recommend.
He was able to give me options that I had no idea existed. It was easy and he walked me through everything.
Showing review 2 of 8: Travis Christopher Arthofer on Trustpilot